At OpenPolicy, we start by determining your insurance needs as well as the coverage you'll qualify for based on a variety of factors including your age, health, and enrollment periods. That allows us to build a plan personalized to you and your unique needs. Many of our customers apply entirely online, while others prefer the combination of our digital guidance and the expertise of our on-demand licensed agents. After applying, we guide you through the approval process to put the coverage in place. Once you are an OpenPolicy customer, you have our lifetime commitment to help you with any questions you might have or modify your coverage as your needs change.